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Min: $500, Max: $1,50,000 per year
The Public Provident Fund (PPF) is one of the most popular long-term savings and investment products in India. Backed by the Central Government, it offers a combination of safety, attractive interest rates, and significant tax benefits.
Our PPF Calculator helps you project the maturity value of your account after the mandatory 15-year lock-in period, allowing you to plan for retirement or long-term wealth creation.
To get an accurate estimate of your PPF returns, follow these steps:
PPF is often called the "Triple Exempt" (EEE) investment because:
To maximize interest, you should deposit your funds between the 1st and 5th of April (or the 5th of every month). Interest is calculated on the lowest balance between the 5th and the end of the month.
Yes, you can extend your PPF account indefinitely in blocks of 5 years. You can choose to extend with or without making further contributions.
You can make a maximum of 12 deposits in a financial year, or you can deposit the entire amount as a lumpsum at the beginning of the year.