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Systematic Investment Plan (SIP) is a smart way to invest in mutual funds by investing a fixed amount regularly. Our SIP calculator helps you estimate the future value of your SIP investments, showing how regular investments compounded over time can build substantial wealth.
Enter your monthly investment amount, expected annual return rate, and investment tenure. The calculator uses compound interest formulas to project your total investment, estimated returns, and maturity value at the end of your investment period.
While lumpsum investments require large amounts at once, SIPs allow you to start small and invest regularly. SIPs perform well in volatile markets through rupee-cost averaging, while lumpsum works better in consistently rising markets.
Start early, stay invested for long term, choose diversified funds, maintain regular investments regardless of market conditions, and review your portfolio periodically. SIP is ideal for long-term wealth creation with manageable monthly commitments.
Minimum SIP amounts vary by fund, typically starting from ₹100-500 per month, making it accessible to most investors.
You commit to invest a fixed amount monthly. Units are bought at prevailing NAV, benefiting from market fluctuations through averaging.
Yes, most funds allow you to pause or stop SIPs, though some may have minimum tenure requirements.